Storm damage in Kansas City? Free 24-hour roof inspections. Insurance-claim help. Call (816) 867-0004

WOW KC
WOW KC

Help With Roof Insurance Claims in Kansas City

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816-867-0004

Start With a Free Inspection

Filing an insurance claim after a storm can feel overwhelming. What’s covered? What does the adjuster need to see? What happens next? WOW KC helps Kansas City homeowners understand the process, document storm damage, and get the repairs done right.

Call 816-867-0004 to schedule a free inspection before you file.

Our fast-response promise: We call you back within 24 hours.

Why Kansas City Homeowners Trust WOW KC

We inspect and document storm damage

Detailed written bids you can share with your insurer

Upfront: not a public adjuster or attorney

Licensed, insured & TAMKO Pro Platinum certified

How We Help With Your Claim

You own your insurance claim. As your roofing contractor, here’s what we do:

  • Inspect and document. We do a thorough inspection and take clear photos of any storm damage to your roof, siding, gutters, and windows.
  • Bid the work. You get a detailed written scope and price for the repairs your home needs, which you can share with your insurance company.
  • Review the scope with you. Once your insurer sends its scope of loss, we go over it with you and explain how it compares to the repairs your home needs.
  • Do the work. We complete the repairs or replacement and walk the finished job with you.

What We Don’t Do

We want to be upfront. WOW KC is a roofing and exterior contractor, not a public adjuster or an attorney. We never negotiate your claim on your behalf, we can’t promise your claim will be approved, and we never waive or cover your deductible. Coverage decisions are made by your insurance company under the terms of your policy. If you need someone to represent you in a claim dispute, consider a licensed public adjuster or attorney.

The Roof Insurance Claim Process, Step by Step

  1. Storm date verified. We confirm the date of the storm that hit your area, since your insurer will ask for it.
  2. Inspection and photos. We inspect your roof and exterior and document any damage with photos.
  3. You file the claim. You contact your insurance company directly to open a claim. Check your deductible, your coverage, and any deadlines for reporting damage.
  4. Adjuster inspection. Your insurance company sends an adjuster to inspect your home.
  5. Scope review. Your insurer sends its decision and scope of coverage. We review it with you so you understand how it lines up with the work your home needs.
  6. Build and supplements. We complete the work. If we find damage during the build that wasn’t visible before, such as damaged decking, we document it with photos and submit it to your insurance company as a supplement for their review.
  7. Final invoice. We send the final invoice for the completed work. You pay your deductible as required by your policy.
  8. Depreciation released. If your policy includes recoverable depreciation, your insurance company releases it after the work is complete, according to your policy terms.

Tips for Homeowners Filing a Storm Damage Claim

  • Take photos of damage as soon as it’s safe, and note the date of the storm.
  • Keep a file of everything: claim number, adjuster contact, emails, and estimates.
  • Take reasonable steps to prevent further damage and save the receipts.
  • Read your policy carefully, or ask your agent to explain your coverage and deductible.
  • Be cautious of anyone who promises to “get you a free roof” or to cover your deductible.

Service Area

WOW KC offers free storm damage inspections and insurance-related roof repairs throughout the Kansas City metro, including Kansas City, Overland Park, Olathe, Lee’s Summit, Independence, Blue Springs, and Liberty.

Start With a Free Inspection

Before you file, find out what you’re dealing with. Call 816-867-0004 (Monday to Friday, 8 AM to 5 PM), email office@wow-kc.com, or fill out the form below. We call you back within 24 hours.

Insurance Claim FAQs

Should I call a roofer or my insurance company first?

Many homeowners schedule a roof inspection first to find out whether there’s storm damage worth claiming. Then they contact their insurance company to file. Either way, check your policy for any deadlines for reporting damage.

Does homeowners insurance cover roof replacement?

It depends on your policy, the cause of the damage, and the age and condition of your roof. Many policies cover sudden damage from events like hail or wind but not normal wear and tear. Only your insurance company can confirm what your policy covers.

Can WOW KC negotiate my insurance claim for me?

No. You own your claim, and WOW KC is a roofing contractor, not a public adjuster. We inspect, document damage with photos, and bid the work, but we never negotiate or settle claims on your behalf.

Will you cover or waive my insurance deductible?

No. Your deductible is part of your insurance policy and is your responsibility to pay. Be cautious of any contractor who offers to cover or waive it.

What is recoverable depreciation?

Some policies pay part of a claim up front and hold back an amount for depreciation until the work is finished. If your policy includes recoverable depreciation, your insurer releases it after the work is complete and the final invoice is submitted, according to your policy terms.

What if my insurance claim is denied?

You can ask your insurance company to explain the decision in writing and review your policy. Some homeowners request a re-inspection or consult a licensed public adjuster or attorney. WOW KC can still provide a repair estimate if you decide to move forward on your own, and financing is available through Foundation Finance Company LLC, subject to credit approval.

Do I have to use the contractor my insurance company recommends?

In general, you can choose your own licensed contractor. Check your policy and talk with your insurance company if you have questions.

Real Kansas City Homes. Real WOW Results.
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What Your Kansas City Neighbors Are Saying

★★★★★

Finding a trustworthy siding contractor felt impossible until I discovered WOW KC. What impressed me most was how much they cared about getting everything right. From helping me choose the right siding material to explaining how it would stand up to Kansas weather, they went above and beyond. Their crew showed up on time, kept everything clean, and the final look completely transformed our house. It’s rare to find a team this committed to honest, high-quality work.

Mark D

Kansas City, KS

★★★★★

We had our gutters replaced by WOW KC and the entire experience was seamless—no pun intended. I appreciated how they walked us through why our old gutters were failing and how their new system would protect our home’s foundation. The install team was quick, courteous, and left no mess behind. It’s the kind of service you don’t see often anymore. I now recommend WOW KC to everyone who needs exterior work done right.

Carlos R.

Olathe, KS

★★★★★

From the moment I contacted WOW KC, I felt like I was in good hands. They weren’t just trying to sell me windows—they wanted me to understand what would work best for my home. Their team explained the energy efficiency, design options, and installation process clearly. The professionalism, transparency, and pride in their work stood out, and the final result? Stunning windows that have already made a noticeable difference in our comfort and energy bill.

Sarah H

Overland Park

★★★★★

I spoke to a few companies before deciding on WOW KC, and I’m so glad I went with them. There was never any pressure—just honest advice. They helped us choose beautiful casement windows that fit our space and our budget. What really stood out was their in-house crew. You can tell they’ve done this for years—the workmanship is flawless, and our home looks better than ever. We’ve already noticed less outside noise and lower energy bills.

Tammy B

Independence

★★★★★

WOW KC was recommended by a neighbor, and now I know why. From day one, they were clear, responsive, and genuinely helpful. They replaced our old vinyl siding with fiber cement, and it’s completely changed the look of our home. They helped us understand the pros and cons of every option, and never once pushed us toward the most expensive one. This is a company that actually listens—and delivers. I couldn’t be happier.

Dave L

Liberty

★★★★★

I didn’t know much about replacement windows before calling WOW KC, but their team made the whole process easy to understand. They explained U-factors, double vs triple pane, and which styles would complement our older home. It never felt rushed or salesy. Their installation team was incredibly respectful, and the attention to detail was impressive. Our home feels quieter and cozier now—and I have peace of mind thanks to their lifetime warranty.

Alicia G

Raytown

★★★★★

My experience with WOW KC was outstanding from start to finish. After dealing with a few high-pressure sales reps elsewhere, it was refreshing to work with a team that genuinely cared more about doing the job right than upselling me. They helped us pick the perfect gutter guards, explained every step, and made sure the install went smoothly. I felt respected and informed the entire time—and the results speak for themselves.

Tony P

Prairie Village

★★★★★

We had multiple exterior upgrades done by WOW KC—windows, siding, and gutters—and every part of the process was handled with care. I was especially impressed by how every team member showed up on time, communicated clearly, and followed through. You can tell this is a local company that takes pride in their work. No shortcuts, no surprises—just beautiful results and a warranty I can trust.

Jeff Robinson

Shawnee, KS

★★★★★

After hearing horror stories about window companies, I was hesitant, but WOW KC changed my mind completely. Their consultation was informative without being pushy, and they took the time to answer all our questions. The windows were custom-made, installed flawlessly, and look incredible. Best of all, they’ve held up perfectly through heavy winds and storms. This is one of the few companies I’d confidently recommend to anyone.

Kelsey Morgan

Prairie Village, KS

Let’s Upgrade Your Home’s Exterior

Let’s Upgrade Your Home’s Exterior

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